Total Landlord

Best Landlord Insurance Provider 2023

Total Landlord, powered by Total Property, has been providing specialist insurance products for the private rented sector for over 25 years. As property experts we don’t just offer buy to let insurance, we can also provide cover for your own home, your short term let, your UK holiday home or your commercial property.

Total Property covers the entire life cycle of a tenancy and includes government authorised deposit protection scheme, mydeposits, the Property Redress Scheme, Client Money Protect and housing law specialist Landlord Action.

Get a quote

For a competitive quote and to discuss your insurance needs please call 0203 907 1779 or get your landlord insurance quote online.

Why choose Total Landlord Insurance?

  • We combine multiple properties in one policy to make it easier to manage your portfolio
  • A team of highly knowledgeable staff, including our in-house claims team, who understand the unique requirements of landlords in the private rented sector
  • Our excellent 4.8/5 rating on Trustpilot reflects our dedication to improve our service and support all of our customers with proactive, friendly and consistent customer service

Our Policies:

Landlord insurance

Whether you have a single property or a portfolio, our award winning Total Landlord Insurance has a property insurance policy that will give you value for money and the required protection.

Leasehold flat insurance

As a leasehold flat owner, you will have different insurance requirements compared to a homeowner who tends to own the entire building. We can provide a policy with fixtures and fittings and contents cover to suit your specific needs.

UK home, holiday home and short term let insurance

Total Landlord Insurance can provide comprehensive cover for your own home, second home or short term let – whether you have lodgers or a non-standard property, we can protect it.

Commercial property owners’ insurance

If you own a commercial property or block of flats, then our commercial property owner’s insurance for landlords provides bespoke cover to meet your business requirements.

Useful resources

The Essential A-Z of Property Claims eBook from Hamilton Fraser Total Landlord Insurance

Download your free copy of Hamilton Fraser Total Landlord Insurance A to Z of property claims for landlords eBook in exchange for a landlord insurance quote.

Helpful Tips Steve Barnes 06/09/2021
The Essential A-Z of Property Claims eBook from Hamilton Fraser Total Landlord Insurance

TEN reasons why renting to students is a good idea

It is a great time to be a student landlord. Following a slight decline in the number of university applications from UK students, UK applications rose for the first time in three years in early 2019, with the rise being attributed to Brexit uncertainty.

Helpful Tips Steve Barnes 31/07/2019
TEN reasons why renting to students is a good idea

Hamilton Fraser Guide to Subsidence

Subsidence is regarded as a property owner's worst nightmare, often with good reason. After all, when the ground underneath a property begins to collapse, taking the building's foundations with it, both the structural safety and the resale value of a property are obviously going to be affected.

Helpful Tips Steve Barnes 12/08/2020
Hamilton Fraser Guide to Subsidence

Spring Property Maintenance Guide

As an NRLA Member we are offering you the chance to download our guide for FREE. All we ask in return is that you allow NRLA Property Insurance the opportunity to quote for your landlord/property insurance come renewal time.

Helpful Tips Steve Barnes 01/07/2020
Spring Property Maintenance Guide

Please note that any contract for the supply of goods/services will be made between you and the provider of the goods/services; not with the National Residential Landlords Association or any of its associated companies. The NRLA has no liability in relation to any contract entered into by you as the NRLA only acts as an introducer.