NRLA Property Insurance

Total Landlord Insurance

Total Landlord, voted 'Best Landlord Insurance Provider 2022’, have been providing comprehensive cover for landlords since 1996. Our award-winning landlord insurance has been specifically designed to meet the needs of landlords by offering two simple policies that give landlords peace of mind when insuring buy to let rental properties.

• We combine multiple properties in one policy to make it easier to manage your portfolio
• A team of highly knowledgable staff, including our in-house claims team, who understand the requirements of landlords in the private rented sector
• Our excellent 4.8/5 rating on Trustpilot reflects our dedication to improve our service and support all of our customers with proactive, friendly and consistent customer service

Gallagher Landlord Insurance

Your Landlord Insurance previously branded as ‘Rentguard’ has now changed its name to Gallagher. Rentguard have been part of Gallagher since 2019.

Founded in 1927, Gallagher is one of the world’s largest insurance brokers. Gallagher has a long experience handling insurance policies for a wide range of landlords, working with a number of specialist insurers.

Landlord Insurance provided by Gallagher helps UK residential landlords let rental properties with confidence.

NRLA landlords can benefit from the following: 

• Products and services from a company rated ‘Excellent’ with over 5,000 customer reviews on Trustpilot*
• Access to a panel of some of the leading UK property owners insurers, including Aviva, Allianz, AXA and Zurich
• Access to Gallagher’s UK-based specialist customer service teams
• The option to select automatic increases to your property sums insured, providing an extra layer of protection
• Policy documentation written in simple language, showing what is and isn’t covered
• Access to a 24-hour emergency claims report line
• Buildings and/or contents insurance for residential let properties
• Cover for unoccupied properties, non-standard construction, and residential lets
• Cover for various tenant types, including working people, asylum seekers, students, and those receiving Housing Benefit or Universal Credit

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You can speak to our team by calling 0800 612 0094.
Cover is subject to the full terms, conditions, limits and exclusions of our policy wordings.

*Correct as of July 2024.

Legal Expenses & Rent Guarantee Insurance

Rentguard’s Legal Expenses & Rent Guarantee Insurance can provide residential landlords protection when tenants can’t or won’t pay rent. It can also help with legal costs for evicting tenants as a result of rent arrears.

NRLA landlords can benefit from the following:

• Financial protection against unpaid rent – to help provide landlords with a financial backup if a tenant is unable to pay their rent
• Cover for the cost of legal advice and representation – to help landlords follow the correct procedures when evicting a tenant
• Cover for the cost of eviction proceedings – to help landlords through the process of evicting a tenant due to rent arrears
• A mediation service during the claims process – assistance from a third party to help landlords and tenants reach an agreement
• Up to 5 tenants can be covered on one policy – all tenants must be on a single tenancy agreement
• Cover can be offered for an existing tenancy agreement – a 90 days claim exclusion period from the policy start date will apply
• A 12 month policy with no excess

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You can speak to our team by calling 0333 000 0169.

Cover is subject to the full terms, conditions, limits and exclusions of our policy wordings.

Tax Investigation Insurance 

HM Revenue & Customs (HMRC) routinely check tax returns to make sure they are correct. They might also decide to conduct an extensive examination of all areas of your tax affairs, including an in-depth review of your tax return records.

Cover can cost over £100 per year, but for NRLA members it's included as a part of your membership subscription. Terms and Conditions apply.

Aspray

Aspray specialises in managing property damage insurance claims for landlords, ensuring efficient repairs and hassle-free handling of incidents like fire, flood, and storm, protecting your investment and minimising downtime.