Total Landlord

Best Landlord Insurance Provider 2023

Total Landlord, powered by Total Property, has been providing specialist insurance products for the private rented sector for over 25 years. As property experts we don’t just offer buy to let insurance, we can also provide cover for your own home, your short term let, your UK holiday home or your commercial property.

Total Property covers the entire life cycle of a tenancy and includes government authorised deposit protection scheme, mydeposits, the Property Redress Scheme, Client Money Protect and housing law specialist Landlord Action.

Get a quote

For a competitive quote and to discuss your insurance needs please call 0203 907 1779 or get your landlord insurance quote online.

Why choose Total Landlord Insurance?

  • We combine multiple properties in one policy to make it easier to manage your portfolio
  • A team of highly knowledgeable staff, including our in-house claims team, who understand the unique requirements of landlords in the private rented sector
  • Our excellent 4.8/5 rating on Trustpilot reflects our dedication to improve our service and support all of our customers with proactive, friendly and consistent customer service

Our Policies:

Landlord insurance

Whether you have a single property or a portfolio, our award winning Total Landlord Insurance has a property insurance policy that will give you value for money and the required protection.

Leasehold flat insurance

As a leasehold flat owner, you will have different insurance requirements compared to a homeowner who tends to own the entire building. We can provide a policy with fixtures and fittings and contents cover to suit your specific needs.

UK home, holiday home and short term let insurance

Total Landlord Insurance can provide comprehensive cover for your own home, second home or short term let – whether you have lodgers or a non-standard property, we can protect it.

Commercial property owners’ insurance

If you own a commercial property or block of flats, then our commercial property owner’s insurance for landlords provides bespoke cover to meet your business requirements.

Useful resources

The complete guide to preventing burst pipes in your rental property

Even though we've left the coldest months behind us, many households still worry about rising heating bills, and some tenants may be tempted to use the heating more sporadically. But although they may think they’re saving money by switching the heating on and off, this can actually increase the risk of burst pipes. And the last thing you and your tenants want is the inconvenience and expense of frozen or burst pipes as temperatures fall. Steve Barnes from NRLA partner, Total Landlord, tells us more.

Partners and Suppliers Steve Barnes 20/03/2024
The complete guide to preventing burst pipes in your rental property

The complete guide to protecting your property from electrical hazards

NRLA insurance partner Total Landlord explain more about the importance of protecting your property from electrical hazards, electrical safety regulations and what landlords can do to reduce the risk of electrical hazards in the home.

Partners and Suppliers Steve Barnes 08/09/2023
The complete guide to protecting your property from electrical hazards

The complete guide to protecting your property from break-ins

Steve Barnes, Associate Director at Hamilton Fraser Total Landlord Insurance, explains seven ways landlords can protect properties from break-ins.

Partners and Suppliers Steve Barnes 06/07/2023
The complete guide to protecting your property from break-ins

The complete guide to a landlord’s essential responsibilities

In this guide, Total Landlord have collated their expert knowledge to explain what you need to do to meet your obligations at each stage of the ‘landlord lifecycle’ - from getting the right insurance and preparing your property to protecting the deposit and vacating the property at the end of the tenancy.

Partners and Suppliers Steve Barnes 27/04/2023
The complete guide to a landlord’s essential responsibilities

The complete guide to spring property maintenance for landlords

As the harsh winter weather subsides and spring begins to bloom, it’s the perfect time to check your property for any damage that may have resulted from the damp, cold and frosty winter weather. Spring is a great opportunity for landlords looking to inspect their property as the weather not only becomes milder, but days also get longer, making it easier to check on your property’s health. NRLA Partner, Total Landlord gives us some pointers.

Partners and Suppliers Steve Barnes 08/03/2023
The complete guide to spring property maintenance for landlords

Please note that any contract for the supply of goods/services will be made between you and the provider of the goods/services; not with the National Residential Landlords Association or any of its associated companies. The NRLA has no liability in relation to any contract entered into by you as the NRLA only acts as an introducer.